Road Traffic Act 1988: Primary legislation governing road traffic accidents, including insurance obligations, liability requirements, and accident reporting procedures
Limitation Act 1980: Sets out the time limits for bringing claims: six years for contract claims and three years for personal injury claims from date of knowledge
Civil Liability Act 2018: Contains specific provisions for whiplash injuries and personal injury compensation guidelines in road traffic accidents
Consumer Rights Act 2015: Relevant when settlement involves vehicle repairs or replacement parts, ensuring quality of service and parts
Pre-Action Protocol for Personal Injury Claims: Procedural guidelines that must be followed before court action, including timeline requirements and communication procedures
Pre-Action Protocol for Low Value Personal Injury Claims: Specific protocol for handling lower value road traffic accident claims, setting out the process and requirements
Contributory Negligence: Common law principle determining how liability should be apportioned when both parties are partially at fault
Mitigation of Loss: Legal principle requiring the injured party to take reasonable steps to minimize their losses following an accident
Causation Principles: Legal principles establishing the direct link between the accident and the claimed damages or injuries
MIB Agreements: Motor Insurers' Bureau agreements covering cases involving uninsured or untraced drivers
Third Party Insurance Requirements: Mandatory insurance requirements under UK law for covering third party injuries and damage
Settlement Terms: Full and final settlement provisions, including release of liability clauses and payment terms
Confidentiality Provisions: Optional clauses regarding the confidentiality of the settlement terms and details
Tax Implications: Consideration of any tax consequences arising from the settlement payment or compensation
