Road Traffic Act 1988: Primary legislation governing road traffic accidents, establishing requirements for insurance, reporting accidents, and general road safety obligations
Consumer Insurance (Disclosure and Representations) Act 2012: Legislation governing the duty of disclosure and representations in consumer insurance contracts, establishing what information must be provided to insurers
Insurance Act 2015: Key legislation establishing the framework for insurance contracts, including duty of fair presentation and remedies for breach of insurance terms
Limitation Act 1980: Sets statutory time limits for bringing insurance claims and legal proceedings following an accident
Financial Services and Markets Act 2000: Regulatory framework for financial services including insurance, establishing conduct requirements and consumer protection measures
Insurance: Conduct of Business Sourcebook (ICOBS): FCA regulatory sourcebook containing specific rules and guidance for insurance business conduct
UK General Data Protection Regulation (UK GDPR): Post-Brexit data protection legislation governing how personal information must be handled in insurance claims
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR to regulate personal data handling
Consumer Rights Act 2015: Legislation protecting consumer rights in service contracts, including insurance services
Civil Procedure Rules (CPR): Procedural rules governing civil litigation in England and Wales, including specific provisions for accident claims
Pre-Action Protocol for Personal Injury Claims: Specific procedures that must be followed before commencing personal injury litigation, including requirements for insurance claims
Whiplash Reform Programme 2021: Recent reforms affecting how road traffic accident claims are handled, particularly for whiplash injuries
