Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and associated activities
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in financial transactions, including certain aspects of mortgage lending
Law of Property Act 1925: Fundamental legislation governing property law, including mortgages and the power of sale
Consumer Rights Act 2015: Provides core consumer rights and protections, including fairness in contracts and transparency requirements
MCOB Rules: Mortgages and Home Finance: Conduct of Business Sourcebook - Details specific requirements for mortgage lenders in their dealings with customers
FCA Regulations: Financial Conduct Authority's regulatory framework governing mortgage lenders' conduct and customer treatment
Pre-Action Protocol for Mortgage Possession Claims: Court procedures that must be followed before initiating mortgage possession proceedings
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and sets standards for business-to-consumer trading
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts with traders
Financial Services (Distance Marketing) Regulations 2004: Regulates the remote marketing and selling of financial services to consumers
TCF Principles: FCA's Treating Customers Fairly principles requiring fair treatment of customers throughout the product lifecycle
Mortgage Credit Directive: EU directive implemented in UK law setting standards for mortgage credit agreements and information requirements
UK GDPR: Post-Brexit data protection regulation governing the processing of personal data
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR
UK Finance Guidelines: Industry standards and best practices set by the primary UK banking and finance trade association
