CFPB and FTC Regulations: Federal regulations from Consumer Financial Protection Bureau and Federal Trade Commission that govern consumer protection and fair business practices
Fair Credit Reporting Act (FCRA): Federal law that regulates the collection, dissemination, and use of consumer credit information
Equal Credit Opportunity Act (ECOA): Prohibits discrimination in credit transactions based on various protected characteristics
Consumer Protection Act: Federal legislation designed to protect consumers from unfair practices and ensure product safety
Magnuson-Moss Warranty Act: Federal law governing warranties on consumer products and services
Fair Debt Collection Practices Act (FDCPA): Regulates the behavior of debt collectors and protects consumers from abusive collection practices
Industry-Specific Regulations: Sector-specific rules including Dodd-Frank Act (financial), HIPAA (healthcare), FCC regulations (telecommunications), and FAA regulations (aviation)
State Consumer Protection Laws: Individual state laws and requirements governing consumer protection, including response times and documentation requirements
Data Protection and Privacy Laws: Including CCPA, state-specific privacy laws, and CAN-SPAM Act governing data handling and electronic communications
Americans with Disabilities Act (ADA): Requirements for accessibility in complaint procedures and reasonable accommodations in communication
Record Keeping Requirements: Regulations governing document retention policies and electronic communication storage
