Mortgage Broker Contract Template for New Zealand

1. Additional Services: Details of any supplementary services offered beyond standard mortgage broking, such as insurance or financial planning referrals

2. Success Fee Structure: Alternative fee arrangements based on successful loan placement, used when standard commission structure doesn't apply

3. Digital Communications: Specific provisions for electronic service delivery and digital documentation, relevant for brokers operating primarily online

4. Multiple Borrower Provisions: Special terms for when multiple borrowers are involved in the same application

5. Commercial Property Provisions: Additional terms specific to commercial property mortgages, used when broker handles both residential and commercial loans

6. Referral Arrangements: Terms governing referral relationships with other professionals, used when broker has formal referral networks

1. Schedule 1: Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule 2: Service Level Standards: Specific timeframes and service standards for various aspects of the broker's services

3. Schedule 3: Lender Panel: List of lenders the broker works with and any special arrangements or relationships

4. Schedule 4: Required Documentation: Checklist of documents required from clients for mortgage applications

5. Appendix A: Privacy Policy: Detailed privacy policy and data handling procedures

6. Appendix B: Compliance Declarations: Statutory declarations and compliance statements required under NZ regulations

7. Appendix C: Broker Qualifications: Details of broker's licenses, registrations, and professional memberships