Mortgage Broker Contract Template for United Arab Emirates

1. Sharia Compliance: Section to be included when dealing with Islamic mortgage products, specifying compliance with Islamic finance principles

2. Multiple Lender Provisions: To be included when the broker works with multiple lenders, detailing the selection and recommendation process

3. Real Estate Valuation Services: Optional section if the broker provides or arranges property valuation services

4. Insurance Requirements: Section covering mortgage-related insurance requirements and broker's role in arranging insurance

5. Sub-broker Arrangements: To be included if the broker may engage sub-brokers or affiliates

6. Electronic Communications: Optional section governing the use of electronic communications and digital signatures

7. Force Majeure: Optional provisions for unforeseen circumstances affecting contract performance

1. Schedule 1 - Fee Structure: Detailed breakdown of all fees, commissions, and payment terms

2. Schedule 2 - Service Level Agreement: Specific timeframes and service standards for various aspects of the broker's services

3. Schedule 3 - Required Documentation: List of documents required from the client for mortgage applications

4. Schedule 4 - Broker's Licenses and Certifications: Copies of relevant broker licenses and regulatory certifications

5. Schedule 5 - Lender Panel: List of lenders with whom the broker has arrangements (if applicable)

6. Appendix A - Client Information Form: Standard form for collecting client information and requirements

7. Appendix B - Privacy Policy: Detailed privacy and data protection policies

8. Appendix C - Complaint Handling Procedure: Process for handling client complaints and dispute resolution