Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and FCA/PRA powers
Financial Services Act 2012: Reformed the UK financial regulatory structure, establishing the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA)
Banking Act 2009: Provides framework for dealing with failing banks and establishes bank insolvency procedures
Consumer Credit Act 1974: Regulates credit agreements with consumers, including mandatory information and consumer rights
Consumer Rights Act 2015: Consolidates consumer protection legislation, including unfair terms in consumer contracts
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses and limitations of liability
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices between traders and consumers
Financial Services (Distance Marketing) Regulations 2004: Governs financial services sold at distance, including information requirements and cooling-off periods
UK General Data Protection Regulation: Post-Brexit data protection regulation governing the processing of personal data
Data Protection Act 2018: Implements and supplements the UK GDPR, providing framework for data protection
Money Laundering Regulations 2017: Sets requirements for customer due diligence and anti-money laundering procedures
Proceeds of Crime Act 2002: Criminal law regarding money laundering and proceeds of crime
FCA Handbook: Detailed regulatory requirements and guidance from the Financial Conduct Authority
PRA Rulebook: Regulatory requirements from the Prudential Regulation Authority for banks and financial institutions
Banking: Conduct of Business Sourcebook: Specific FCA rules governing banking conduct of business (BCOBS)
Late Payment of Commercial Debts (Interest) Act 1998: Governs interest charges on late commercial payments
Consumer Credit (Early Settlement) Regulations 2004: Rules regarding early repayment of consumer credit agreements
Law of Property Act 1925: Fundamental legislation governing secured lending and property rights
Financial Collateral Arrangements Regulations 2003: Regulates financial collateral arrangements between institutions
Small and Medium Sized Business Regulations 2015: Requirements for referring SME customers to alternative finance platforms
Payment Services Regulations 2017: Regulates payment services, including bank transfers and payment institutions
