Document background
The Loan Agreement Document under Swiss law serves as the primary instrument for documenting lending arrangements between parties in Switzerland or those choosing Swiss law as their governing law. This document is essential for both corporate and individual lending transactions, providing a legally binding framework that complies with the Swiss Code of Obligations and relevant banking regulations. It is commonly used for various purposes including business expansion, asset acquisition, project finance, or working capital facilities. The agreement captures all critical aspects of the lending relationship including facility terms, conditions precedent, representations, covenants, and enforcement mechanisms, while incorporating specific Swiss law requirements regarding interest provisions, security arrangements, and regulatory compliance. Whether for bilateral loans or syndicated facilities, this agreement format can be adapted to accommodate various transaction structures while maintaining compliance with Swiss legal requirements.
