Loan Agreement Document Template for Australia

1. Security: Required when the loan is secured against assets or property

2. Guarantor Provisions: Needed when a third party guarantees the loan

3. Insurance Requirements: Used when specific insurance coverage is required for secured assets

4. Early Repayment: Details early repayment terms and any associated fees or penalties

5. Draw Down Conditions: For loans with multiple drawdown facilities or specific conditions for access

6. Special Conditions: For any unique terms specific to the particular loan arrangement

7. Privacy and Data Protection: Extended privacy terms when significant personal data processing is involved

8. Change of Circumstances: Provisions for dealing with material changes affecting the loan

1. Schedule 1 - Loan Details: Key commercial terms including amount, interest rate, and payment schedule

2. Schedule 2 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

3. Schedule 3 - Security Details: Description of any security assets and related terms

4. Schedule 4 - Conditions Precedent: List of conditions to be satisfied before drawdown

5. Schedule 5 - Fee Schedule: Comprehensive list of all applicable fees and charges

6. Appendix A - Form of Drawdown Notice: Template for requesting loan drawdowns

7. Appendix B - Direct Debit Authority: Standard form for setting up automatic payments

8. Appendix C - Guarantee and Indemnity: Standard form guarantee when applicable