Master Credit Agreement Template for Australia

1. Accordion Facility: Provisions allowing for future increases in the facility limit, included when facility growth is anticipated

2. Multiple Currencies: Terms for drawing in different currencies, included for international operations

3. Guarantee: Terms of guarantee when third-party guarantors are involved

4. Increased Costs and Tax Gross-up: Provisions for managing regulatory changes and tax implications, included for longer-term facilities

5. Market Disruption: Provisions dealing with market disruption events, included for LIBOR/variable rate facilities

6. Anti-Money Laundering: Specific AML obligations, included for high-risk or regulated borrowers

7. Syndication: Provisions for syndicated lending, included when multiple lenders are involved or contemplated

8. Cross-Default: Provisions linking defaults across multiple facilities, included for complex borrowing structures

1. Facility Particulars: Detailed terms of the facility including limits, interest rates, and fees

2. Conditions Precedent Documents: List of required documentation and conditions

3. Form of Drawdown Notice: Template for borrower to request drawings under the facility

4. Form of Compliance Certificate: Template for periodic compliance reporting

5. Calculation of Interest: Detailed methodology for interest calculations

6. Security Documents: List and copies of security documentation

7. Permitted Security Interests: List of pre-approved security interests

8. Form of Transfer Certificate: Template for transferring rights and obligations

9. Financial Covenants: Detailed financial covenants and calculation methodologies