Uniform Commercial Code (UCC): Primary commercial law framework including Article 2 (Sale of Goods) and Article 9 (Secured Transactions), providing rules for commercial transactions
Truth in Lending Act: Federal law requiring clear disclosure of lending terms and costs in credit transactions
Fair Credit Billing Act: Federal law that protects consumers from unfair billing practices and provides dispute resolution procedures
E-SIGN Act: Federal law ensuring the legal validity of electronic signatures and electronic records in commercial transactions
Federal Trade Commission Act: Federal legislation prohibiting unfair or deceptive practices in commerce
State Contract Laws: State-specific regulations governing contract formation, enforcement, and remedies
State Consumer Protection Laws: State-specific regulations protecting consumers from unfair business practices
Tax Regulations: Federal, state, and local tax requirements including sales tax regulations and reporting obligations
PCI DSS: Payment Card Industry Data Security Standard establishing security requirements for payment processing
Electronic Funds Transfer Act: Federal law governing electronic money transfers and establishing consumer rights
Fair Debt Collection Practices Act: Federal law regulating the conduct of debt collectors and protecting consumers from abusive collection practices
Data Protection and Privacy Laws: State-specific and industry-specific regulations governing data security and privacy protection
Statute of Limitations: State-specific time limits for bringing legal actions related to contract enforcement and debt collection
