Owner Financing Auto Contract Template for Hong Kong

1. Co-Signer Provisions: Include when a co-signer or guarantor is involved in the financing

2. Cross-Border Provisions: Required when either party is located outside Hong Kong

3. Early Payment Terms: Details early payment options and any associated penalties or benefits

4. Vehicle Modification Restrictions: Include when specific restrictions on vehicle modifications are needed

5. Death or Incapacity Provisions: Provisions dealing with death or incapacity of either party

6. Assignment Rights: Include when either party may need to assign their rights under the contract

7. Trade-In Details: Include when there is a trade-in vehicle involved in the transaction

1. Schedule 1 - Vehicle Specification and Condition Report: Detailed technical specifications and current condition assessment of the vehicle

2. Schedule 2 - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal

3. Schedule 3 - Insurance Requirements: Specific insurance requirements including coverage types and amounts

4. Schedule 4 - Vehicle Registration Documents: Copies of current vehicle registration and transfer documents

5. Appendix A - Vehicle Inspection Report: Independent vehicle inspection report if applicable

6. Appendix B - Vehicle History Report: Detailed vehicle history including accident and maintenance records

7. Appendix C - Required Notices: Any statutorily required notices under Hong Kong law