Document background
A Cease and Desist Collection Agency letter is typically used when a collection agency's practices have become aggressive, inappropriate, or potentially illegal under English and Welsh law. This document is particularly relevant when there are disputes about the validity of the debt, when collection practices violate FCA guidelines, or when the agency's actions constitute harassment. The letter serves as both a formal record of the demand to cease collection activities and a potential prerequisite to legal action if the collection agency fails to comply. It should include specific details about the debt in question, document any violations of relevant regulations, and clearly state the demanded course of action.
