Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and authority of financial regulators
Consumer Credit Act 1974: Regulates credit agreements and consumer lending, providing protection for retail customers in credit transactions
Banking Act 2009: Provides framework for bank regulation and establishes special resolution regime for failing banks
Companies Act 2006: Primary legislation governing company operations, relevant for corporate borrowers and their capacity to enter into facility agreements
FCA Handbook: Regulatory guidelines and requirements set by the Financial Conduct Authority for financial institutions
PRA Rulebook: Regulatory requirements established by the Prudential Regulation Authority for prudential supervision of banks
Basel III Requirements: International regulatory framework for banks, setting standards for capital adequacy and liquidity requirements
Consumer Rights Act 2015: Consolidates consumer protection law, including unfair terms in consumer contracts
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses and limitations of liability
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts with sellers or suppliers
Money Laundering Regulations 2017: Sets out anti-money laundering requirements for financial institutions including customer due diligence
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, including reporting obligations
UK General Data Protection Regulation: Post-Brexit data protection regulation governing the processing of personal data
Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR
Financial Services (Banking Reform) Act 2013: Implements structural reforms to UK banking sector including ring-fencing requirements
Payment Services Regulations 2017: Regulates payment services and payment service providers in the UK
Small Business, Enterprise and Employment Act 2015: Contains provisions affecting SME finance and business relationships with banks
Modern Slavery Act 2015: Requires certain businesses to ensure transparency in supply chains and compliance reporting
