UK GDPR: UK General Data Protection Regulation governing how personal and financial information can be shared and handled in the context of credit reference letters
Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR and providing framework for handling personal data in financial communications
Financial Services and Markets Act 2000: Primary legislation governing regulation of financial services and markets in the UK, including banking activities and information disclosure
Banking Act 2009: Legislation establishing the legal framework for banking services in the UK, including aspects of bank communications and references
FCA Handbook: Financial Conduct Authority's comprehensive resource detailing rules and guidance for regulated financial firms, including standards for banking communications
Consumer Credit Act 1974: Legislation regulating consumer credit and lending practices, relevant when credit references relate to consumer relationships
Consumer Credit (EU Directive) Regulations 2010: Regulations implementing EU consumer credit rules into UK law, affecting how credit information is handled and communicated
Financial Services Act 2012: Legislation amending financial services regulation in the UK, including provisions affecting banking communications and references
Payment Services Regulations 2017: Regulations governing payment services in the UK, including aspects of financial information sharing and communication
Money Laundering Regulations 2017: Regulations concerning anti-money laundering measures, affecting how financial institutions can share information and provide references
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, impacting information sharing in financial references
Privacy and Electronic Communications Regulations 2003: Regulations governing privacy in electronic communications, relevant to how credit reference information is transmitted and shared
