UK GDPR and Data Protection Act 2018: Primary legislation governing how personal information can be shared and processed, including requirements for data protection, consent, and information security
Consumer Credit Act 1974: Key legislation regulating credit references and credit information sharing, including amendments that affect how credit information can be reported and shared
Financial Services and Markets Act 2000: Provides the fundamental framework for financial services regulation in the UK, including aspects of credit reporting
Utilities Act 2000: Specific legislation governing utility companies' operations and their obligations regarding customer information and service provision
Privacy and Electronic Communications Regulations 2003: Regulations concerning electronic communications and data sharing, particularly relevant for digital transmission of credit reference information
Ofgem Regulations: Industry-specific regulations for energy companies, including requirements for customer information handling and credit reporting
Ofwat Regulations: Industry-specific regulations for water companies, including guidelines on customer data handling and credit reference provision
Ofcom Regulations: Industry-specific regulations for telecommunications companies, including requirements for customer information management
FCA Guidelines: Financial Conduct Authority guidelines applicable to utility companies falling under FCA regulation, particularly regarding credit reference provision
Competition Act 1998: Legislation ensuring fair business practices, including aspects related to credit reference provision and information sharing between companies
