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Loan Agreement
1. Parties: Identification of lender and borrower with full legal names, registration numbers, and addresses
2. Background: Context of the loan, purpose, and any relevant pre-contractual discussions
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount, currency, and permitted use of funds
5. Interest: Interest rate, calculation method, payment periods, and default interest provisions
6. Drawdown: Conditions precedent, drawdown mechanics, and procedural requirements
7. Repayment: Repayment schedule, methods of payment, and prepayment provisions
8. Fees and Costs: All applicable fees, charges, and cost allocation between parties
9. Representations and Warranties: Standard representations and specific financial confirmations
10. Borrower Covenants: Positive and negative obligations of the borrower during the loan term
11. Events of Default: Circumstances constituting default and consequences
12. Termination: Termination rights and processes
13. Notices: Communication requirements and contact details
14. Governing Law and Jurisdiction: Confirmation of Danish law and jurisdiction
15. Signatures: Execution blocks for all parties
1. Security: Required if the loan is secured - details of collateral, security documents, and enforcement rights
2. Guarantees: Required if there are third-party guarantors - terms of guarantee and guarantor obligations
3. Insurance: Required if specific insurance is mandatory - insurance requirements and consequences of non-compliance
4. Financial Covenants: For corporate borrowers - specific financial ratios and reporting requirements
5. Tax Provisions: Required for cross-border loans or specific tax arrangements - tax treatment and withholding requirements
6. Assignment and Transfer: Required if transfer rights are important to the lender - conditions for assignment of the loan
7. Multiple Borrowers: Required for group borrowing - joint and several liability provisions
8. Data Protection: Required for loans to individuals - GDPR compliance provisions
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Conditions Precedent: List of required documents and conditions before drawdown
3. Form of Drawdown Notice: Template for borrower to request loan disbursement
4. Security Details: Detailed description of any collateral or security arrangements
5. Fee Schedule: Breakdown of all applicable fees and charges
6. Form of Compliance Certificate: Template for periodic compliance reporting
7. Contact Details: List of authorized representatives and contact information
Authors
Applicable Law
Business Day
Conditions Precedent
Default
Default Interest
Default Interest Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Final Maturity Date
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Material Adverse Effect
Outstanding Amount
Parties
Permitted Purpose
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
Tax
Working Day
Danish Business Day
Compliance Certificate
CIBOR
Enforcement Notice
Guarantor
Insurance Policies
Margin
Permitted Security
Reference Banks
Relevant Jurisdiction
Security Assets
Security Interest
Signing Date
Utilization
VAT
Definitions
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Fees
Tax Gross-up
Increased Costs
Representations and Warranties
Information Undertakings
General Undertakings
Financial Covenants
Events of Default
Security
Guarantee
Set-off
Assignment and Transfer
Amendments and Waivers
Confidentiality
Data Protection
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Enforcement
Governing Law
Jurisdiction
Counterparts
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