Loan Agreement Template for Pakistan

1. Islamic Banking Provisions: Required when the loan needs to be Shariah-compliant, including specific Islamic financing structures

2. Agent Provisions: Required for syndicated loans with multiple lenders and an agent bank

3. Guarantee: Required when there are third-party guarantors for the loan

4. Insurance: Detailed insurance requirements when specific insurance coverage is required for secured assets

5. Tax Provisions: Detailed tax provisions when complex tax implications exist or for cross-border transactions

6. Currency Provisions: Required for loans involving foreign currency or multiple currencies

7. Step-In Rights: Required when lender needs right to take control of certain assets or projects

8. Subordination: Required when there are multiple creditors and priority needs to be established

1. Schedule 1 - Disbursement Schedule: Detailed timeline and conditions for loan disbursements

2. Schedule 2 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts

3. Schedule 3 - Security Details: Detailed description of all security/collateral and their values

4. Schedule 4 - Conditions Precedent: List of all documents and conditions required before disbursement

5. Schedule 5 - Form of Disbursement Request: Template for borrower to request loan disbursements

6. Schedule 6 - Financial Covenants: Detailed financial ratios and reporting requirements

7. Appendix A - Key Terms: Summary of key commercial terms including interest rates and fees

8. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting by borrower