Fair Labor Standards Act (FLSA): Federal law governing wage payment methods and standards for salary transfers in the United States
Electronic Fund Transfer Act (EFTA): Federal legislation that provides a basic framework for establishing the rights, liabilities, and responsibilities of electronic fund transfer participants
Federal Reserve's Regulation E: Implements the EFTA and establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfer services
State Wage Payment Laws: State-specific regulations governing the timing, method, and requirements for wage payments to employees
State Direct Deposit Regulations: State-level rules governing the implementation and requirements for direct deposit of wages
State Banking Regulations: State-specific rules governing banking operations and transfers within the state jurisdiction
Gramm-Leach-Bliley Act (GLBA): Federal law requiring financial institutions to explain their information-sharing practices and protect sensitive data
State Privacy Laws: State-specific regulations governing the protection and handling of personal and financial information
State Employment Regulations: State-specific rules governing employment relationships, including wage payment methods and employee rights
ACH Rules: Operating rules for the Automated Clearing House Network governing electronic money and data transfers
Banking Security Requirements: Federal and state security standards for protecting financial transactions and personal banking information
