Installment Sale Agreement Template for New Zealand

1. Guarantor Provisions: Required when a third party guarantees the purchaser's obligations

2. Insurance: Required when specific insurance arrangements need to be maintained

3. Maintenance and Use: Include when goods require specific maintenance or have usage restrictions

4. Early Payment Provisions: Include when early payment options or discounts are offered

5. Return or Exchange: Include for specific goods where return or exchange options are provided

6. Installation: Required when goods need professional installation or setup

1. Schedule 1 - Goods Description: Detailed description of goods including specifications, condition, and serial numbers

2. Schedule 2 - Payment Schedule: Detailed breakdown of installment payments including dates, amounts, and interest calculations

3. Schedule 3 - Disclosure Statement: Mandatory disclosure information required under the Credit Contracts and Consumer Finance Act

4. Schedule 4 - Delivery Details: Specific delivery instructions, locations, and timeframes

5. Schedule 5 - Warranty Terms: Detailed warranty terms and conditions

6. Appendix A - Condition Report: If applicable, detailed condition report of goods at time of sale