Insurance Act 2015: Primary legislation governing insurance contracts, including duty of fair presentation, warranties and conditions, fraudulent claims, and good faith requirements
Consumer Insurance (Disclosure and Representations) Act 2012: Legislation specifically governing consumer insurance contracts and the duty of disclosure for consumer insurance policies
Third Parties (Rights against Insurers) Act 2010: Legislation governing the rights of third parties in insurance contracts and claims
Financial Services and Markets Act 2000: Establishes the regulatory framework for insurance services and financial markets in the UK
FCA Handbook: Regulatory guidelines including Insurance Conduct of Business Sourcebook (ICOBS), client communication requirements, and fair treatment of customers
PRA Requirements: Prudential Regulation Authority requirements governing capital and solvency requirements for insurance providers
Contract Law Fundamentals: Common law principles including offer, acceptance, consideration, and intention to create legal relations
Doctrine of Uberrimae Fidei: Common law principle of utmost good faith in insurance contracts, as modified by the Insurance Act 2015
Data Protection Act 2018: Legislation governing the handling and protection of personal data, including UK GDPR requirements
Enterprise Act 2016: Legislation addressing late payment of insurance claims and related remedies
Consumer Rights Act 2015: Legislation protecting consumer rights, applicable when dealing with consumer insurance contracts
