Insurance Indemnity Contract Template for Germany

1. Subrogation Rights: Details of the insurer's right to pursue third parties, used when recovery from third parties might be relevant

2. Cooperation Clause: Specific requirements for cooperation between parties, particularly relevant for complex commercial insurance

3. Severability: Clause ensuring partial validity of the contract if certain provisions are found invalid, important for complex contracts

4. Assignment: Rules regarding the transfer of rights under the policy, relevant when such transfers might be contemplated

5. Currency and Exchange Rates: Specifications for international contracts or when multiple currencies are involved

6. Dispute Resolution: Alternative dispute resolution procedures, recommended for high-value commercial contracts

7. Compliance with Regulations: Additional regulatory compliance requirements, necessary for specialized insurance types

1. Schedule A - Coverage Details: Detailed specification of covered risks, limits, and sublimits

2. Schedule B - Premium Calculation: Detailed breakdown of premium calculation and adjustment mechanisms

3. Schedule C - Claims Documentation Requirements: List of required documents and evidence for claims processing

4. Schedule D - Risk Management Requirements: Specific risk management measures required from the insured

5. Appendix 1 - Claim Forms: Standard forms and templates for claim submission

6. Appendix 2 - Excluded Risks Detail: Comprehensive list and description of excluded risks and circumstances

7. Appendix 3 - Reporting Templates: Standard templates for regular risk reporting and incident notification