Third Parties (Rights Against Insurers) Act 2010: Primary legislation governing the rights of third parties to claim directly against insurers in insurance contracts.
Insurance Act 2015: Key legislation covering duty of fair presentation, remedies for breach of insurance terms, and provisions regarding fraudulent claims.
Contracts (Rights of Third Parties) Act 1999: Legislation determining third-party rights under contractual arrangements, including insurance provisions.
Employers' Liability (Compulsory Insurance) Act 1969: While not directly applicable to independent contractors, provides useful benchmark requirements for insurance coverage.
Common Law Principles: Legal principles established through case law covering indemnity and insurance obligations, reasonable requirements for coverage, and duty to mitigate losses.
Professional Indemnity Insurance Requirements: Specific insurance requirements that may be applicable depending on the contractor's profession or industry.
Health and Safety at Work etc. Act 1974: Legislation ensuring that insurance requirements align with statutory health and safety obligations.
Public Liability Insurance Considerations: While not legally mandatory, these are commonly required contractual insurance provisions to protect against third-party claims.
