Insurance Act 2015: Primary legislation governing insurance contracts in England and Wales, particularly focusing on the duty of fair presentation of risk. Key consideration for declaration form content.
Consumer Insurance (Disclosure and Representations) Act 2012: Legislation specifically governing consumer insurance contracts, setting out rules for disclosure and representations in consumer insurance contexts.
Financial Services and Markets Act 2000: Foundational legislation establishing the regulatory framework for financial services including insurance in the UK.
Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled and protected in insurance documentation.
FCA Handbook: Regulatory guidelines and requirements set by the Financial Conduct Authority for insurance providers and intermediaries.
Insurance Distribution Directive: EU-derived regulations setting standards for insurance distribution, including requirements for pre-contractual information.
Insurance Conduct of Business Sourcebook: FCA's specific rulebook for insurance business conduct, containing detailed requirements for insurance documentation and procedures.
Common Law Duty of Utmost Good Faith: Fundamental principle requiring full disclosure and honest dealing in insurance contracts, essential for declaration form content.
Money Laundering Regulations 2017: Regulations requiring certain due diligence and verification procedures in financial services including insurance.
Equality Act 2010: Legislation ensuring non-discrimination in the provision of insurance services and documentation.
Consumer Rights Act 2015: Legislation protecting consumer rights, relevant when the insurance declaration form is for consumer insurance products.
