Federal Laws: Key federal legislation including Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Bank Secrecy Act (BSA), Dodd-Frank Wall Street Reform and Consumer Protection Act, Securities Acts of 1933/1934, and Uniform Commercial Code (UCC) Article 9 on secured transactions
Banking Regulations: Regulatory requirements from Federal Reserve, Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and Bank Holding Company Act requirements
Securities Regulations: SEC regulations for public offerings, Investment Company Act considerations, and Trust Indenture Act requirements where applicable
Bankruptcy Considerations: U.S. Bankruptcy Code provisions, Chapter 11 reorganization implications, automatic stay provisions, and preferential transfer rules
State-Specific Laws: State usury laws, state-specific UCC adoptions, state banking regulations, and state securities laws (Blue Sky Laws)
Tax Considerations: Internal Revenue Code provisions, FATCA compliance requirements, and state tax implications
Compliance Requirements: Know Your Customer (KYC) rules, Anti-Money Laundering (AML) regulations, OFAC sanctions compliance, and foreign investment restrictions
Environmental Legislation: Environmental laws and liability considerations, particularly relevant when real estate is involved as collateral
Employment Laws: Employment-related legislation including ERISA considerations for pension-related matters, particularly relevant for employee-related covenants
