1. Parties: Identifies all parties to the agreement including the borrower(s), lender(s), facility agent, and security trustee
2. Background: Sets out the context and purpose of the facilities being provided
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and interpretation rules
4. The Facilities: Details of the facilities being provided, including types, purposes, and amounts
5. Purpose: Specified purposes for which the facilities may be used
6. Conditions of Utilisation: Conditions precedent and subsequent for drawdown of the facilities
7. Utilisation: Process and requirements for drawing down the facilities
8. Repayment: Terms and schedule for repayment of the facilities
9. Prepayment and Cancellation: Voluntary and mandatory prepayment events and cancellation provisions
10. Interest: Interest calculation, periods, and payment provisions
11. Fees: All fees payable under the facilities including arrangement, commitment, and agency fees
12. Tax Gross Up and Indemnities: Tax provisions and related indemnities
13. Increased Costs: Provisions dealing with increased costs for lenders due to regulatory changes
14. Representations: Borrower's representations and warranties
15. Information Undertakings: Obligations to provide financial and other information
16. Financial Covenants: Financial ratios and other financial requirements to be maintained
17. General Undertakings: General positive and negative covenants
18. Events of Default: Circumstances constituting default and consequences
19. Changes to the Parties: Transfer and assignment provisions
20. The Facility Agent and the Security Trustee: Roles, responsibilities, and rights of the administrative parties
21. Payment Mechanics: Payment provisions, timing, and currency considerations
22. Set-off: Rights of set-off and their application
23. Notices: Communication methods and requirements
24. Calculations and Certificates: Basis for calculations and form of certificates
25. Miscellaneous: Various standard provisions including partial invalidity, remedies, amendments
26. Governing Law and Enforcement: Choice of law and jurisdiction provisions
