Federal Laws - TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardized calculation of financing costs
Federal Laws - RESPA: Real Estate Settlement Procedures Act - Requires disclosure of real estate settlement processes and prohibits kickbacks
Federal Laws - Fair Housing Act: Prohibits discrimination in real estate transactions based on race, color, religion, sex, nationality, disability, or familial status
Federal Laws - Lead Paint Act: Lead-Based Paint Hazard Reduction Act requiring disclosure of known lead-based paint hazards in properties built before 1978
State Property Laws: State-specific regulations governing real property transactions, ownership rights, and transfer requirements
State Transfer Laws: State-specific requirements for transferring real estate property ownership and recording deeds
State Disclosure Requirements: State-mandated disclosures about property condition, defects, hazards, and other material facts
State Recording Requirements: Legal requirements for recording property transfers and related documents with local authorities
Local Zoning Laws: Municipal or county regulations governing property use, restrictions, and development
Property Tax Regulations: Local and state tax obligations, assessments, and pro-ration requirements for property transfers
HOA Rules: Homeowners Association regulations, if applicable, including transfer requirements and restrictions
Title Insurance Requirements: Legal requirements and standard practices for title insurance coverage and policy issuance
Deed Requirements: Legal requirements for property deed preparation, execution, and recording
Environmental Regulations: Federal and state environmental protection requirements affecting property transfers
Building Codes: Local construction and safety standards that may affect property condition requirements
Transfer Tax Requirements: Local and state requirements for payment of transfer taxes or stamps on real estate transactions
Property Description Requirements: Legal requirements for accurately describing the property being transferred, including boundaries and fixtures
Payment Terms Requirements: Legal framework for structuring purchase price, payment methods, and financing terms
Earnest Money Regulations: State laws governing earnest money deposits, including handling and escrow requirements
Inspection Rights: Legal requirements regarding property inspection periods and buyer's right to inspect
Default Provisions: Legal framework for addressing contract defaults and remedies available to parties
Dispute Resolution Requirements: State requirements for including dispute resolution mechanisms in real estate contracts
