McCarran-Ferguson Act 1945: Federal law that delegates primary insurance regulation authority to individual states, establishing the foundation for state-based insurance regulation in the US
Dodd-Frank Wall Street Reform Act: Federal legislation that includes provisions affecting insurance regulation and oversight, particularly for systemically important insurance companies
Federal Liability Risk Retention Act: Federal law governing the formation and operation of risk retention groups and purchasing groups for liability insurance
State Insurance Laws: Individual state-specific insurance regulations, including minimum coverage requirements, certificate forms, and disclosure requirements varying by jurisdiction
ACORD Standards: Industry standards set by the Association for Cooperative Operations Research and Development, including standardized certificate forms like ACORD 25
State Coverage Minimums: Mandatory minimum insurance coverage amounts required by each state for different types of liability insurance
Disclaimer Requirements: State-mandated disclaimer language that must appear on certificates of insurance
Cancellation Notice Requirements: Legal requirements for providing notice of insurance policy cancellation to certificate holders
NAIC Guidelines: Guidelines established by the National Association of Insurance Commissioners for insurance documentation and certification
State Insurance Commissioner Directives: Specific requirements and guidelines issued by state insurance commissioners regarding certificate issuance and format
Industry-Specific Endorsements: Special endorsements and coverage specifications required for particular industries or types of liability insurance
