Federal Deposit Insurance Act (FDIA): Primary legislation establishing the FDIC and setting forth the basic framework for federal deposit insurance and bank regulation in the United States
Federal Deposit Insurance Corporation Improvement Act (FDICIA): Legislation that strengthened the FDIC's authority and introduced measures to protect the deposit insurance system
Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering, including reporting requirements for cash transactions
USA PATRIOT Act: Enhances BSA requirements and introduces additional measures for customer identification and anti-terrorism financing provisions
Truth in Savings Act (TISA): Requires depository institutions to disclose terms and conditions of deposit accounts to consumers
Electronic Fund Transfer Act (EFTA): Establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfer services
FDIC Regulations: Specific rules and guidelines issued by the Federal Deposit Insurance Corporation governing insured deposits and bank operations
Federal Reserve Board Requirements: Regulations and guidelines issued by the Federal Reserve System affecting banking operations and monetary policy
OCC Guidelines: Regulatory framework provided by the Office of the Comptroller of the Currency for national banks and federal savings associations
State Banking Regulations: State-specific laws and regulations governing banking operations within individual states
Dodd-Frank Wall Street Reform Act: Comprehensive financial reform legislation that introduced new consumer protections and financial industry regulations
Gramm-Leach-Bliley Act: Requires financial institutions to explain their information-sharing practices and protect sensitive customer data
Federal Information Security Management Act: Sets forth requirements for protecting federal information and information systems, including those in the banking sector
Consumer Financial Protection Bureau Regulations: Rules and guidelines issued by the CFPB to ensure fair treatment of consumers in financial transactions
