UCC Article 5: Uniform Commercial Code Article 5 governing Letters of Credit and Bank Guarantees, providing the primary legal framework for bank guarantees in the United States
Federal Reserve Regulations: Federal banking regulations that govern banking institutions' operations and their ability to issue guarantees
Bank Secrecy Act: Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering related to bank guarantees
USA PATRIOT Act: Anti-terrorism legislation that includes provisions affecting banking transactions and customer verification requirements
URDG 758: Uniform Rules for Demand Guarantees by ICC, providing international standards for bank guarantees
ISP98: International Standby Practices that provide rules for standby letters of credit and similar instruments
State Banking Laws: Individual state-specific banking regulations and UCC modifications that may affect bank guarantee issuance and enforcement
CFPB Regulations: Consumer Financial Protection Bureau regulations protecting consumers in financial transactions
FinCEN Requirements: Financial Crimes Enforcement Network regulations for preventing financial crimes and ensuring transaction transparency
OFAC Compliance: Office of Foreign Assets Control requirements ensuring compliance with U.S. sanctions and international trading restrictions
State Contract Law: General contract law principles and requirements specific to the state where the guarantee is issued or enforced
Statute of Frauds: Legal requirement that certain contracts, including financial guarantees, must be in writing to be enforceable
