Official Loan Agreement Template for Hong Kong

1. Security: Include when loan is secured by assets or guarantees

2. Guarantor Provisions: Required when there is a guarantor for the loan

3. Insurance: Include when specific insurance requirements are imposed on the Borrower

4. Conditions Precedent: Include for complex loans with pre-disbursement conditions

5. Financial Covenants: Include for corporate borrowers with financial performance requirements

6. Tax Provisions: Include when specific tax considerations need to be addressed

7. Multiple Lenders: Include for syndicated loans with multiple lenders

8. Currency Provisions: Include when loan involves foreign currency considerations

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, and payment schedule

2. Schedule 2 - Drawdown Notice: Form of drawdown request to be used by Borrower

3. Schedule 3 - Repayment Schedule: Detailed amortization table if applicable

4. Schedule 4 - Security Details: Description of any security or collateral (if applicable)

5. Schedule 5 - Conditions Precedent Documents: List of required documents and conditions for loan disbursement

6. Appendix A - Prescribed Form of Notice: Standard forms for various notices required under the agreement

7. Appendix B - Calculation of Interest: Detailed methodology for interest calculation

8. Appendix C - Know Your Client Requirements: Required documentation for compliance with anti-money laundering regulations