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Investment Loan Contract
"I need an Investment Loan Contract for a HKD 10 million facility between ABC Bank Limited as lender and XYZ Investment Holdings as borrower, where the loan will be used exclusively for purchasing Hong Kong listed securities, with the loan to be drawn down by March 2025."
1. Parties: Identification of lender and borrower with full legal names and addresses
2. Background: Context of the loan, including purpose of investment and relationship between parties
3. Definitions: Defined terms used throughout the agreement, including financial, investment, and technical terms
4. Loan Amount and Purpose: Specification of loan amount, currency, and permitted investment purposes
5. Interest and Fees: Interest rate, calculation method, payment frequency, and associated fees
6. Drawdown: Conditions precedent, drawdown procedures, and requirements for utilization
7. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics
8. Security: Description of collateral, security interests, and ranking of security
9. Representations and Warranties: Standard and investment-specific representations by borrower
10. Covenants: Positive and negative obligations of the borrower, including investment-related restrictions
11. Events of Default: Circumstances constituting default and consequences
12. Regulatory Compliance: Compliance with Hong Kong regulations, including AML requirements
13. Governing Law and Jurisdiction: Hong Kong law as governing law and jurisdiction for disputes
14. Miscellaneous: Standard boilerplate provisions including notices, amendments, and assignment
1. Guarantees: Required when a third party guarantees the loan obligations
2. Investment Restrictions: Included when specific investment parameters or restrictions apply
3. Security Trustee Provisions: Required for syndicated loans or multiple lender arrangements
4. Currency Provisions: Needed when investments or repayments involve multiple currencies
5. Tax Provisions: Detailed tax provisions when complex tax implications exist
6. Information Rights: Extended reporting requirements for complex investment scenarios
7. Market Disruption: Provisions dealing with market disruption events affecting investments
8. Hedging Requirements: When hedging of investment or currency exposure is mandatory
1. Schedule 1 - Drawdown Notice Form: Template for borrower to request loan disbursement
2. Schedule 2 - Repayment Schedule: Detailed amortization or repayment schedule
3. Schedule 3 - Permitted Investments: List of approved investment types and criteria
4. Schedule 4 - Security Documents: List and copies of all security documentation
5. Schedule 5 - Conditions Precedent: Detailed list of required documents and conditions
6. Schedule 6 - Fee Schedule: Breakdown of all applicable fees and charges
7. Appendix A - Investment Guidelines: Detailed investment parameters and restrictions
8. Appendix B - Compliance Requirements: Regulatory compliance checklist and requirements
Authors
Applicable Rate
Approved Investments
Available Commitment
Banking Day
Base Rate
Borrower
Business Day
Calculation Period
Charged Assets
Closing Date
Collateral
Commitment
Compliance Certificate
Conditions Precedent
Default
Default Interest
Designated Account
Drawdown Date
Drawdown Notice
Encumbrance
Event of Default
Facility
Finance Documents
Financial Indebtedness
Financial Statements
HKMA
HKD
Holdings
Interest Payment Date
Interest Period
Investment Guidelines
Investment Manager
Investment Portfolio
Lender
Loan
Margin
Market Disruption Event
Material Adverse Effect
Maturity Date
Party
Permitted Investments
Potential Default
Prepayment Amount
Principal Amount
Prohibited Investment
Qualified Investment
Reference Banks
Regulatory Authority
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
SFC
Subsidiary
Tax
Transaction Documents
Utilization
Valuation Date
Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Investment Restrictions
Security
Representations and Warranties
Information Undertakings
General Undertakings
Investment Undertakings
Events of Default
Market Disruption
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations
Amendments and Waivers
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Anti-Money Laundering
Tax
Currency
Indemnities
Costs and Expenses
Force Majeure
Termination
Assignment
Third Party Rights
Banking and Financial Services
Investment Management
Private Equity
Venture Capital
Asset Management
Corporate Finance
Real Estate Investment
Securities and Trading
Wealth Management
Professional Services
Legal
Compliance
Credit Risk
Corporate Banking
Investment Banking
Treasury
Portfolio Management
Wealth Management
Financial Control
Risk Management
Corporate Finance
Due Diligence
Chief Financial Officer
Investment Manager
Legal Counsel
Compliance Officer
Credit Risk Manager
Relationship Manager
Investment Advisor
Portfolio Manager
Treasury Manager
Risk Officer
Corporate Banking Manager
Investment Banking Director
Wealth Management Advisor
Financial Controller
Due Diligence Officer
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