Financial Services and Markets Act 2000: Primary UK legislation that regulates financial services and markets. Essential for understanding the regulatory framework within which banks operate.
Banking Act 2009: Key legislation governing banking operations and regulations in the UK, including provisions for bank insolvency and settlement finality.
Companies Act 2006: Fundamental legislation governing company operations in the UK, relevant for corporate documentation and authority.
Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract, crucial for hold harmless agreements involving multiple parties.
Unfair Contract Terms Act 1977: Controls the use of exclusion and limitation clauses in contracts, ensuring fairness in contractual relationships.
Consumer Rights Act 2015: Legislation protecting consumer rights, relevant if the hold harmless agreement involves retail banking customers.
FCA Handbook: Regulatory guidelines and requirements set by the Financial Conduct Authority for financial institutions.
PRA Rulebook: Prudential regulations and requirements set by the Prudential Regulation Authority for banks and financial institutions.
Basel III Requirements: International regulatory framework for banks, setting standards for capital adequacy and market liquidity risk.
English Common Law - Contract Principles: Fundamental principles of contract law including formation, consideration, and enforcement under English common law.
Money Laundering Regulations 2017: Regulations governing anti-money laundering and counter-terrorist financing requirements for financial institutions.
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, relevant for banking transactions and reporting requirements.
UK GDPR: Data protection regulations governing how personal data must be handled and protected in the UK.
Data Protection Act 2018: UK's implementation of data protection requirements, working alongside UK GDPR.
International Banking Regulations: Various international banking standards and regulations affecting cross-border transactions and banking relationships.
