Creditor Agreement Template for Germany

1. Subordination Provisions: Required when the debt needs to be ranked in relation to other creditors

2. Assignment and Transfer: Include when the creditor wants the right to transfer or assign the debt to third parties

3. Financial Covenants: Include for business debtors to maintain specific financial ratios or conditions

4. Information Rights: Include when regular financial reporting from the debtor is required

5. Tax Provisions: Include when tax implications need specific handling or allocation

6. Joint and Several Liability: Required when there are multiple debtors

7. Currency Provisions: Include for cross-border transactions or when multiple currencies are involved

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Schedule 2 - Security Details: Detailed description of collateral or security arrangements

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before drawdown

4. Appendix A - Form of Drawdown Notice: Template for requesting disbursement of funds

5. Appendix B - Form of Compliance Certificate: Template for periodic confirmation of compliance with agreement terms