Credit Application And Agreement Template for Germany

1. Security: Details of any collateral or security required - used when the credit is secured

2. Guarantor Provisions: Terms applicable to guarantors - included when a guarantee is required

3. Insurance Requirements: Mandatory insurance provisions - included when insurance is required for the credit

4. Special Drawdown Conditions: For facilities with multiple drawdown periods or special conditions

5. Credit Scoring Information: Information about credit scoring process - included for consumer credits

6. Digital Services Terms: For agreements that include online/digital banking services

7. Co-Borrower Provisions: When there are multiple borrowers on the credit facility

1. Schedule 1 - Credit Application Form: Detailed application form with borrower's personal and financial information

2. Schedule 2 - Fee Schedule: Comprehensive list of all applicable fees and charges

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule showing payments and interest calculations

4. Schedule 4 - Required Documents Checklist: List of documents required to support the application

5. Appendix A - Standard European Consumer Credit Information: Standardized information sheet required under EU consumer credit regulations

6. Appendix B - Data Protection Declaration: Detailed privacy notice and consent forms

7. Appendix C - Right of Withdrawal Notice: Mandatory information about the right of withdrawal for consumer credits

8. Appendix D - SEPA Direct Debit Mandate: Authorization for direct debit payments if applicable