Debt Settlement Offer Letter Template for United Arab Emirates

1. Financial Hardship Statement: Include when the settlement offer is based on financial hardship - provides context and justification for the reduced payment offer

2. Without Prejudice Statement: Include when you want to ensure the offer cannot be used as evidence in future legal proceedings if not accepted

3. Confidentiality Clause: Include when the settlement terms should remain confidential between parties

4. Tax Implications: Include when there are significant tax implications for either party that need to be acknowledged

5. Third-Party Authorization: Include when the letter is being sent by an authorized representative or debt settlement company

1. Schedule A - Debt Statement: Detailed breakdown of the original debt, including principal, interest, fees, and current total

2. Schedule B - Payment Schedule: If offering installment payments, detailed schedule of payment dates and amounts

3. Schedule C - Supporting Documents: Copies of relevant original debt documentation, statements, or contracts

4. Schedule D - Proof of Financial Hardship: If applicable, documentation supporting claims of financial hardship

5. Schedule E - Authorization Documents: If applicable, documents showing authority to make the settlement offer