Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardized calculations for the cost of credit to consumers
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and prohibiting kickbacks and referral fees in real estate transactions
Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay U.S. income tax on the gains from sale of U.S. real estate
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
State Property Laws: State-specific laws governing property rights, ownership, and transfer of real estate within the state jurisdiction
State Real Estate Transfer Laws: State-specific requirements for transferring property ownership, including deed requirements and transfer taxes
State Disclosure Requirements: State-mandated disclosures about property condition, defects, hazards, and other material facts
State Recording Statutes: Laws governing how property records must be documented and filed with local government offices
State Real Estate Licensing Laws: Regulations governing real estate professionals' qualifications and conduct in property transactions
Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable
Local Zoning Laws: Municipal regulations governing property use, development, and restrictions
Property Tax Laws: Federal, state, and local laws governing taxation of real property and transfer of ownership
Environmental Regulations: Laws governing environmental protection, hazards, and compliance in real estate transactions
HOA Regulations: Rules and restrictions imposed by Homeowners Associations affecting property use and transfer
