RESPA: Real Estate Settlement Procedures Act - Federal law governing real estate settlement processes and prohibiting kickbacks and referral fees
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions, including real estate financing
ADA: Americans with Disabilities Act - Federal law ensuring accessibility and preventing discrimination against individuals with disabilities in real estate transactions
State Real Estate Commission Regulations: State-specific rules governing real estate practice, including licensing, conduct, and compliance requirements
State Licensing Requirements: Specific state mandates for obtaining and maintaining real estate broker licenses, including education and testing requirements
State Real Estate Laws: State-specific legislation governing real estate transactions, property rights, and broker responsibilities
State Consumer Protection Laws: State-specific regulations protecting consumers in real estate transactions from fraud, misrepresentation, and unfair practices
State Agency Disclosure Requirements: State-mandated rules regarding disclosure of agency relationships between brokers and clients
NAR Code of Ethics: National Association of REALTORSยฎ professional standards and ethical guidelines for real estate practice
State REALTORยฎ Association Guidelines: State-specific professional standards and practices established by state REALTORยฎ associations
MLS Rules: Multiple Listing Service regulations governing property listing practices and broker cooperation
Anti-trust Laws: Federal and state laws preventing anti-competitive practices in real estate markets
Data Privacy Laws: Regulations governing the collection, storage, and protection of client personal information in real estate transactions
ESIGN Act: Federal law establishing legal validity of electronic signatures in real estate transactions
Commission Regulations: State and federal rules governing real estate commission structures and payment arrangements
Marketing Regulations: Federal and state rules governing real estate advertising and marketing practices
Disclosure Requirements: Mandatory disclosures regarding property condition, material facts, and broker relationships in real estate transactions
