Fair Housing Act: Federal law that prohibits discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardization of how costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law that requires lenders, mortgage brokers, and servicers to provide borrowers with disclosures about real estate transactions and settlement services
Interstate Land Sales Full Disclosure Act: Federal law that requires developers to register subdivisions and provide detailed information to buyers about the land they are purchasing
Foreign Investment in Real Property Tax Act: Federal law imposing income tax on foreign persons disposing of U.S. real estate interests
State Property Laws: State-specific laws governing real estate ownership, transfer, and rights within the respective state jurisdiction
State Real Estate Licensing Requirements: State-specific regulations governing the licensing and conduct of real estate professionals
State Disclosure Requirements: State-specific rules about what property conditions and facts must be disclosed to potential buyers
State Contract Laws: State-specific laws governing the formation, execution, and enforcement of contracts
State Recording Requirements: State-specific rules about how property transfers must be recorded and registered with local authorities
Local Zoning Regulations: Municipal or county rules governing property use, development, and restrictions
Building Codes: Local regulations setting minimum standards for construction, maintenance, and occupancy of buildings
Local Housing Ordinances: Municipal-specific rules governing housing standards, occupancy, and maintenance
Property Tax Regulations: Local and state rules governing the assessment and collection of property taxes
HOA Rules: If applicable, regulations set by Home Owners Association governing property use and maintenance within their jurisdiction
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
Environmental Regulations: Federal and state laws governing environmental protection, hazards, and disclosures related to real estate
Title Requirements: Legal requirements for establishing and transferring clear property title, including title search and insurance requirements
Mortgage Regulations: Federal and state laws governing mortgage lending, including qualification requirements and disclosure obligations
