Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardized calculation of financing costs in real estate transactions
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring specific disclosures about real estate transactions and prohibiting kickbacks
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Equal Credit Opportunity Act: Federal law ensuring equal access to credit and prohibiting discrimination in credit transactions
State Property Laws: State-specific laws governing real property rights, transfers, and obligations
State Contract Laws: State-specific laws governing formation and enforcement of contracts, including requirements for valid real estate contracts
State Recording Requirements: State-specific rules for recording real estate documents and contracts with appropriate government offices
State Real Estate Transfer Laws: State-specific requirements for transferring real property ownership and associated documentation
State Foreclosure Laws: State-specific procedures and requirements for foreclosure in case of default on a land contract
State Consumer Protection Laws: State-specific laws protecting consumers in real estate transactions from unfair or deceptive practices
State Usury Laws: State-specific regulations governing maximum allowable interest rates and related financing terms
Local Zoning Ordinances: Municipal or county regulations governing property use and development
Property Tax Regulations: Local and state rules governing property tax assessment, payment, and obligations during contract period
Title Insurance Requirements: State and lender requirements for title insurance coverage in real estate transactions
Deed Restrictions: Existing limitations on property use recorded in the deed or through homeowners associations
Environmental Regulations: Federal and state environmental laws affecting property transfer and use
Local Recording Requirements: County or municipal specific requirements for recording real estate documents and contracts
