RESPA: Real Estate Settlement Procedures Act - Federal law governing real estate transactions, settlement services, and disclosure requirements
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, and familial status
TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
ADA: Americans with Disabilities Act - Federal law ensuring equal access and preventing discrimination against individuals with disabilities in real estate transactions
E-SIGN Act: Electronic Signatures in Global and National Commerce Act - Federal law establishing legal validity of electronic signatures and records in real estate transactions
State Real Estate Licensing Laws: State-specific regulations governing real estate professional licensing, requirements, and conduct
State Agency Disclosure Requirements: State-mandated rules for disclosing agency relationships between real estate professionals and their clients
State Contract Requirements: State-specific mandatory provisions and formats for real estate contracts and listing agreements
State Property Laws: State-specific regulations governing property rights, transfers, and real estate transactions
State Consumer Protection Laws: State-specific laws protecting consumers in real estate transactions from unfair or deceptive practices
NAR Code of Ethics: National Association of REALTORS�� professional standards and ethical requirements for member agents
State Real Estate Commission Rules: Regulatory requirements and guidelines established by state real estate commissions for professional conduct
MLS Regulations: Multiple Listing Service rules governing property listing requirements, data sharing, and cooperation between agents
