Fair Debt Collection Practices Act (FDCPA): While primarily focused on consumer debt, it provides best practices guidelines that can be adapted for B2B collections to ensure ethical collection practices
Uniform Commercial Code (UCC): Key federal commercial legislation that governs business transactions, particularly Article 2 (Sales) and Article 9 (Secured Transactions)
State Collection Laws: State-specific regulations governing debt collection practices and procedures within the particular state's jurisdiction
State Commercial Codes: State-level adaptations and implementations of commercial laws that may differ from or supplement the UCC
Statutes of Limitations: State-specific time limits within which a creditor must initiate legal action to recover a commercial debt
State Usury Laws: State regulations governing maximum allowable interest rates and related charges on commercial debts
State Business and Commerce Codes: Comprehensive state-level regulations governing business operations and commercial transactions
FTC Guidelines: Federal Trade Commission guidelines on fair business practices and debt collection
CFPB Regulations: Consumer Financial Protection Bureau regulations that may influence B2B collection practices
Bankruptcy Laws: Federal and state bankruptcy regulations that may affect the collection process if the debtor files for bankruptcy
Contract Law Principles: Fundamental legal principles governing contracts, including formation, enforcement, and remedies for breach
Original Agreement Terms: Specific terms and conditions from the original sale agreement or contract between the parties that may affect collection rights
