Uniform Commercial Code (UCC) Article 9: Governs secured transactions and the creation, perfection, and enforcement of security interests in personal property
Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering, including reporting requirements
Federal Reserve Regulation D: Sets rules for reserve requirements and limitations on certain types of withdrawals and transfers from savings accounts
Federal Deposit Insurance Act: Governs the operation of the FDIC and establishes standards for safety and soundness in banking
USA PATRIOT Act: Enhances anti-money laundering requirements and establishes additional customer identification procedures for financial institutions
OFAC Regulations: Enforces economic and trade sanctions against targeted foreign countries, terrorists, and other threats to national security
Securities Exchange Act of 1934: Governs securities trading and broker-dealer relationships, relevant if the blocked account contains securities
Investment Company Act of 1940: Regulates investment companies and their activities, applicable if the blocked account involves investment products
State Banking Regulations: State-specific laws governing banking operations and secured transactions within particular jurisdictions
Consumer Financial Protection Bureau Regulations: Federal consumer financial law enforcement and regulations protecting consumers in financial transactions
U.S. Bankruptcy Code: Particularly Chapter 11 provisions affecting blocked accounts in corporate restructuring and automatic stay provisions
FDIC Regulations: Rules governing deposit insurance and bank operations for safety and soundness
Know Your Customer (KYC) Requirements: Customer due diligence requirements for financial institutions to verify customer identity and assess risks
Foreign Account Tax Compliance Act (FATCA): Reporting requirements for foreign financial accounts and overseas assets of U.S. persons
