UCC Article 5: Uniform Commercial Code Article 5 governs Letters of Credit and provides the legal framework for bank guarantees and similar instruments in commercial transactions
Federal Reserve Regulation H: Regulation governing bank guarantees issued by member banks of the Federal Reserve System
Truth in Lending Act: Federal law that requires lenders to provide standardized disclosures about terms and costs
Bank Secrecy Act: Requires financial institutions to assist government agencies in detecting and preventing money laundering
State UCC Versions: State-specific implementations of the Uniform Commercial Code that may contain variations from the standard version
State Banking Regulations: State-specific rules governing banking operations and financial instruments within each state's jurisdiction
State Contractor Laws: Licensing requirements and regulations for contractors that may affect bid bond requirements
State Surety Bond Requirements: State-specific regulations governing surety bonds and bid bonds
FDIC Regulations: Federal Deposit Insurance Corporation rules governing bank operations and financial instruments
OCC Guidelines: Office of the Comptroller of the Currency guidelines for national banks issuing guarantees
Federal Reserve Requirements: Requirements set by the Federal Reserve Board for member banks regarding guarantees and financial instruments
Federal Acquisition Regulation: Comprehensive regulation governing federal government procurement processes including bid bond requirements
Miller Act: Federal law requiring performance and payment bonds for federal construction projects
Little Miller Acts: State versions of the federal Miller Act, governing bonding requirements for state public works projects
AIA Standards: American Institute of Architects standards that influence construction contract documentation and bonding requirements
AGC Guidelines: Associated General Contractors of America guidelines for construction contracts and bonding practices
ICC Uniform Rules: International Chamber of Commerce standardized rules that may apply to international aspects of bank guarantees
