Define: Real Estate Loan

The meaning of “Real Estate Loan” differs based on where it is used. We list many below, then combine them into one or more market-standard definitions.

How is Real Estate Loan defined in a legal contract?

  • Real Estate Loan means any debt obligation that is either directly or indirectly secured by collateral such as commercial or residential real estate, office spaces, retail, industrial property or undeveloped land. It is underwritten as a mortgage loan and is not affiliated with any operating business. Seen in 38 SEC filings
  • Real Estate Loan means a debt that is primarily secured by a mortgage, deed of trust or a similar lien on commercial or residential real estate. The primary method of loan repayment is derived from rental or other related real estate income. Seen in 16 SEC filings
  • Real Estate Loan means any debt obligation that is directly or indirectly secured by collateral on any real estate property. The collateral may include residential, commercial, office, retail, or industrial properties. The loan is also primarily underwritten as a mortgage loan. Seen in 13 SEC filings
  • Real Estate Loan means a note receivable that is secured by a Lien on real estate, where significant value is attributed and relied upon in the underwriting process of the note. Seen in 9 SEC filings
  • Real Estate Loan means any credit or obligation secured by real estate, whether fully owned or on a leasehold extending for at least fifty years or ten years beyond the loan's maturity date. Seen in 6 SEC filings
  • Real Estate Loan means any contract that provides for a loan secured by real estate interest, including, but not limited to contracts secured by mortgages, trust deeds, and conditional land sales contracts. Seen in 5 SEC filings

Note: The Genie AI Legal Assistant pulled this data out of the SEC EDGAR Database of 500,000 records from the past 22 years of filings. We regularly update this page as new filings and definitions come in.

Search EDGAR for 'Definitions of real estate loan' yourself to verify these results. We are always keen to point people to source documents.

Which definition should you use?

🤔 Our AI Legal Assistant has combined and improved the above descriptions to create market-standard 'Genie definitions' below, with guidance on which documents and which industry to use for each.

Genie Definition 1

  • Real Estate Loan means a finance arrangement, secured by commercial or residential property.

Relevant Contract Types

Relevant Circumstances

  • When a individual or business seeks to purchase property and needs financing.
  • When a business wants to use their real estate as a collateral in exchange for a loan.
  • When a lender wishes to secure the loan with a borrower's property.
  • For refinancing existing property loans.

Relevant Sectors

Genie Definition 2

  • Real Estate Loan means a debt obligation, primarily repaid from real estate rental or related income.

Relevant Contract Types

Relevant Circumstances

  • When a property owner wishes to use the income from rental or real estate related income to repay a loan.
  • When a lender is willing to accept repayment from rental or other real estate related income.

Relevant Sectors

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Looking for further advice on how to define “Real Estate Loan" in your document? 

🚀 Try our AI Legal Assistant! It can suggest a definition just for your specific needs (Simply import your contract, then ask it to draft a definition suitable for your document, that's it!)

What is the most popular definition of 'Real Estate Loan'?

Real Estate Loan means a finance arrangement, secured by commercial or residential property

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