DIY Debt Settlement

Note: Links to our free templates are at the bottom of this long guide.
Also note: This is not legal advice

Introduction

Debt settlement is a complex and multifaceted process, and navigating it without professional help can be daunting. But with the right tools, anyone can settle their debts - without needing to hire a lawyer or forgo more drastic measures such as bankruptcy. Enter Genie AI’s free open source debt settlement template library, providing access to millions of data points on what constitutes a market standard debt settlement agreement.

The advantages of debt settlement are many-fold. It offers those struggling under the weight of overwhelming debt some much-needed relief - a lifeline that provides hope and allows individuals to see past the darkness of their current financial situation. And by negotiating directly with creditors, settlements can often be reached that reduce or even eliminate an individual’s total liability – freeing them from the bonds of oppressive debt while avoiding penalties like wage garnishment or repossession associated with defaulting on payments.

On top of that, debt settlement provides an alternative way out that is far more affordable than other traditional methods such as hiring expensive legal counsel or filing for bankruptcy – which carries long-term consequences like damaged credit records and difficulty obtaining loans in the future.

All in all, Genie AI’s collection of hundreds of thousands publicly available templates is designed to simplify and streamline the process for people who don’t have access to a lawyer; helping them craft high quality documents tailored specifically for their needs without being charged hefty fees along the way. With our step-by-step guidance it’s easy to get started – so take advantage today!

Definitions

Debt Consolidation Loan: A loan that combines multiple debts into one loan with a lower interest rate.
Balance Transfer Card: A credit card that allows you to transfer the balance of a credit card to a new card with a lower interest rate.
Debt Settlement Services: Services that may be able to negotiate a lower payment or settlement amount with creditors.
Late Fees: Additional fees charged if payments are received after the due date.
Annual Fees: Fees charged annually for using a credit card or other service.
Balance Transfer Fees: Fees charged when transferring a balance from one credit card to another.
Tax Implications: Potential tax consequences of settling a debt.
Secured Credit Card: A type of credit card that is backed by a savings account.

Contents

1. Assess your current debt situation and develop a plan of action
2. Make a list of all of your debts and their balances
3. Calculate how much money you can feasibly devote to debt repayment
4. Determine the interest rates for each of your debts
5. Research your options for debt settlement and create a budget
6. Look into debt consolidation loans, balance transfer cards, and debt settlement services
7. Create a budget that factors in the cost of debt repayment and any applicable fees
8. Negotiate with creditors and debt collectors
9. Contact your creditors and ask for reduced payments or a reduced interest rate
10. Negotiate a lump-sum payment to settle the debt if possible
11. Be aware of debt collection laws and your rights as a consumer
12. Consider professional debt settlement services
13. Research reputable debt settlement companies and read reviews
14. Evaluate the cost, services offered, and potential risks associated with debt settlement
15. Understand the tax implications of debt settlement
16. Check with a tax professional to understand if you will owe taxes on any forgiven debt
17. Consider setting aside money to cover any potential taxes
18. Make arrangements to pay your creditors
19. Set up payment plans with your creditors and/or debt settlement companies
20. Create a schedule to ensure you make all payments on time
21. Monitor your credit report
22. Pull your credit report to ensure that your debts are reported as “settled” or “paid” when they are paid off
23. Dispute any inaccurate or incomplete information that appears on your report
24. Rebuild your credit and financial health
25. Open a secured credit card and use it responsibly
26. Make sure to pay all of your bills on time
27. Build an emergency fund
28. Stay on top of your finances
29. Review your credit report and budget regularly
30. Make sure to keep up with payments on any new debts
31. Seek professional advice and support
32. Consult a financial planner if you need further guidance
33. Consider credit counseling or other debt-related services

Get started

Assess your current debt situation and develop a plan of action

• Take a look at your current debt situation and assess the total amount of debt you owe, the interest rates for each loan, and the time frame for when each debt must be paid off
• Make a budget of your income and expenses to determine what you can afford to pay each month towards your debt
• Develop a plan of action to prioritize paying off your debt, such as paying off the debt with the highest interest rate first, or paying off the smallest amount of debt first
• Research the different debt settlement options available to you and decide which one is the best fit for your situation
• Once you’ve assessed your debt and developed your plan of action, you can check this step off your list and move on to the next step.

Make a list of all of your debts and their balances

• Gather all of your bills, statements, and other records that list your outstanding debt balances
• Make a spreadsheet or list of all of your debts, including the creditor name, type of debt, balance owed, minimum payment due, and due date
• Note the interest rate for each debt
• Calculate the total amount you owe

Once you have completed this step, you will have a comprehensive list of all of your debts and their balances.

Calculate how much money you can feasibly devote to debt repayment

• Add up your monthly income from all sources
• Subtract all of your regular expenses from your total income
• Calculate the amount of money that you can feasibly put towards debt repayment
• Determine how much money you can pay each month in order to make a dent in your debt
• When you have a good understanding of how much money you can put towards debt repayment, you can move on to the next step.

Determine the interest rates for each of your debts

• Gather all documents related to your debts, such as statements or bills.
• Look carefully at each piece of paperwork to determine the interest rate associated with the debt.
• Make a list of all the interest rates associated with each debt.
• When you have finished gathering and recording all interest rates, you can move on to the next step.

Research your options for debt settlement and create a budget

• Research different debt settlement options available online and compare them to see which one would suit your needs best
• Calculate how much you can pay each month and create a budget based on that amount
• Make sure you are also able to save enough each month to cover any emergency expenses
• When you have researched all the options available and created a budget, you can check off this step and move on to the next step.

Look into debt consolidation loans, balance transfer cards, and debt settlement services

• Research debt consolidation loans, balance transfer cards, and debt settlement services to determine which option is best for you
• Compare interest rates, fees, repayment terms, and other features of each option
• Calculate the total cost of each option to see which will save you the most money
• When you have found the best debt settlement option for you, you can check this off your list and move on to creating a budget.

Create a budget that factors in the cost of debt repayment and any applicable fees

• Start by evaluating your income and expenses for the month, and make sure you are accounting for all of your fixed costs.
• Determine how much you can realistically afford to put towards your debts and fees each month.
• Create a budget that takes into account the cost of debt repayment and any applicable fees, such as late or overdraft fees.
• Make sure to include all debts and fees in your budget, and adjust your budget if you need to.
• When you are satisfied with your budget, you can move on to the next step: negotiating with creditors and debt collectors.

Negotiate with creditors and debt collectors

• Gather all the necessary documents, such as credit reports, bank statements, and proof of income.
• Reach out to creditors and debt collectors to negotiate a reduced payment or lower interest rate.
• Ask to freeze late fees and other fees associated with the debt.
• Track all conversations you have with creditors and debt collectors, including the time, date, and any promises they make.
• If the creditor or debt collector refuses to negotiate, ask to talk to a supervisor.
• Once you have reached an agreement, ask for a written contract to confirm the terms.

You’ll know you can move on to the next step when you have reached a written agreement with the creditor or debt collector.

Contact your creditors and ask for reduced payments or a reduced interest rate

• Contact your creditors and ask for reduced payments or a reduced interest rate
• Explain your current financial situation and why it’s making it difficult to pay your debt
• Ask if they’re willing to reduce your interest rate or lower the overall amount that you owe
• Offer to pay a lump sum if they can reduce your interest rate
• If they decline, ask to speak with a supervisor
• Document all of your conversations and the name of the person you spoke with
• You’ll know you can check this off your list when you’ve received a response from your creditors and/or a debt collector.

Negotiate a lump-sum payment to settle the debt if possible

• Research your creditor’s policies on lump-sum payments and find out what kind of discounts you may be able to get for paying off the debt in one lump sum
• Make sure you’re clear about the terms of the agreement and the amount that you will be paying
• Negotiate the payment with your creditor and make sure you get them to agree to the terms in writing
• Once the agreement is finalized, make the payment in full and get a confirmation of payment from your creditor

You’ll know you can check this off your list and move on to the next step once you have a written agreement and confirmation of payment from your creditor.

Be aware of debt collection laws and your rights as a consumer

• Research the applicable laws in your state to find out what debt collectors can and cannot do.
• Check the Federal Trade Commission’s (FTC) website for information on the Fair Debt Collection Practices Act (FDCPA).
• Make sure you know your rights before beginning the negotiation process.
• When you feel confident that you understand your rights and the applicable laws, you can check this step off your list and move on to negotiating a lump sum payment to settle the debt.

Consider professional debt settlement services

• Research reputable debt settlement companies and read customer reviews of their services.
• Contact the top 3 companies that you’ve researched and compare their fees, customer service policies, and success rates.
• Ask your chosen debt settlement company any questions you may have and get familiar with how they manage the debt settlement process.
• Check to make sure the company is a member of the Association of Settlement Companies, USOBA, or AFCC.
• When you’ve chosen a debt settlement company and feel comfortable with their policies, sign the contract and begin the debt settlement process.

You’ll know you’ve completed this step when you’ve chosen a debt settlement company and signed the contract.

Research reputable debt settlement companies and read reviews

• Research and compare debt settlement companies online
• Read customer reviews and ratings
• Make sure the debt settlement companies you are considering are certified and accredited
• Check to make sure the debt settlement companies have a good track record for settling debt
• Once you have gathered the necessary information, compare the companies and decide which one is the best fit for you
• Check this step off your list when you have completed your research and have chosen the best debt settlement company for you.

Evaluate the cost, services offered, and potential risks associated with debt settlement

• Compare the cost of the debt settlement services with the amount of debt you are trying to settle.
• Determine the services offered in the debt settlement program.
• Read customer reviews and complaints to see if the debt settlement company is reputable and trustworthy.
• Assess the potential risks associated with debt settlement, such as the possibility of being sued by creditors, damage to credit score, and other potential legal issues.
• Speak with an attorney or financial advisor to get an outside opinion on the debt settlement process and any potential risks.
• When you have a full understanding of the costs, services offered, and potential risks associated with debt settlement, you can check this off your list and move on to the next step.

Understand the tax implications of debt settlement

• Research the tax laws applicable to your situation, and find out if you will be required to pay taxes on any forgiven debt
• Calculate the amount of debt that will be forgiven if you enter into a debt settlement agreement
• Understand the potential impact on your credit score of entering into a debt settlement
• Contact the IRS or a tax professional to discuss the tax implications of a debt settlement agreement
• When you have a thorough understanding of the tax implications of debt settlement, you can check this off your list and move on to the next step.

Check with a tax professional to understand if you will owe taxes on any forgiven debt

• Contact a tax professional to discuss if you will owe taxes on any forgiven debt
• Ask the tax professional for details on what type of debt is taxable and what type of debt is not
• Ask the tax professional for an estimate of how much the tax burden could be
• Make a note of the tax professional’s contact information and the advice they gave you
• When you have a better understanding of how much tax you might owe, you can check this off your list and move on to the next step.

Consider setting aside money to cover any potential taxes

• Calculate the amount of debt that might be forgiven and the amount of taxes you may owe on that amount.
• Set aside money in a savings account to cover any potential taxes you may owe.
• Research applicable tax laws in your state and country to understand debt forgiveness tax implications.
• Keep track of all records related to forgiven debt in case you are audited.

You can check this off your list and move on to the next step when you have set aside the money for potential taxes in a savings account.

Make arrangements to pay your creditors

• Research and compare debt settlement companies to find the best one for you
• Negotiate with your creditors to reach an agreement that works for both parties
• Set up payment plans with your creditors and/or debt settlement companies
• Arrange to pay your creditors in installments or in lump sums
• Document all agreements in writing

You’ll know you have completed this step when you have negotiated and set up payment plans with your creditors and/or debt settlement companies.

Set up payment plans with your creditors and/or debt settlement companies

• Research debt settlement companies and compare quotes
• Negotiate terms with creditors, if possible
• Establish payment plans with creditors and/or debt settlement companies
• Set up automatic payments with creditors and/or debt settlement companies, if possible
• Track payments and ensure they are made on time
• Once payment plans and/or debt settlement agreements are in place, you can check this off your list and move on to the next step.

Create a schedule to ensure you make all payments on time

• Set up a calendar to track your payment due dates and amounts for each creditor
• Check off payments each month as you make them
• Set up alarms or notifications to remind you about upcoming payments
• Make sure to pay at least the minimum payment on time each month
• When you have paid off all of your debt, you can check this off your list and move on to the next step.

Monitor your credit report

• Check your credit report regularly to ensure that your debts are being reported as “settled” or “paid”.
• Monitor any changes to your credit report such as any new debts or any changes to existing debts.
• Make sure that all of your debts are reported correctly and that you are aware of any new debts that you may have taken on.
• You will know when you can check this off your list and move on to the next step when you have checked your credit report and verified that it is up-to-date and accurate.

Pull your credit report to ensure that your debts are reported as “settled” or “paid” when they are paid off

• Request a copy of your credit report from the three major credit bureaus (Equifax, Experian, and TransUnion).
• Review your credit report carefully. Check all the debts listed to make sure they are reported as “settled” or “paid” when they have been paid off.
• If any debts are reported incorrectly, contact the credit bureau and explain the discrepancy.
• Once you are sure all the debts have been reported correctly, you can check this step off your list and move on to the next step.

Dispute any inaccurate or incomplete information that appears on your report

• Obtain a copy of your credit report and analyze it for any discrepancies or incomplete information.
• Identify any inaccurate or incomplete information and contact the credit reporting agency to dispute incorrect information.
• Provide supporting documentation, such as a letter or other type of proof, along with the dispute.
• Monitor your credit report to make sure that any inaccurate or incomplete information has been corrected.
• Once the information has been corrected, you can check this off your list and move on to the next step.

Rebuild your credit and financial health

• Check your credit report for errors, and dispute any inaccuracies or incomplete information
• Make payments on time and in full for your existing debts
• Create a budget and stick to it, prioritize paying off existing debt
• Set up automatic payments for your bills, if possible
• Make sure to pay more than the minimum payment on any credit cards
• Look into debt consolidation or refinancing if you have multiple loans
• Consider talking to a credit counselor or financial advisor
• Monitor your credit score as you go
• Once you’re able to make payments on time, your credit score should begin to improve
• Once your credit score has improved, you can move on to the next step.

Open a secured credit card and use it responsibly

• Research secured credit cards – look for ones with low annual fees and compare interest rates
• Submit an application and provide the required documents
• Activate the card and make sure to keep it with you
• Use the card to make small purchases and pay them off in full each month
• Monitor your card usage and credit card statements regularly
• Make sure that you stay within the credit limit
• When you have proven that you can use the card responsibly and have paid it off on time for a period of time, you can check this off your list and move onto the next step.

Make sure to pay all of your bills on time

• Make sure to pay all bills on time
• Set up automatic payments to make sure you don’t miss payments
• Keep track of all payments and set up reminders for due dates
• Monitor your credit report to ensure all payments are reported accurately
• Once you have consistently paid your bills on time for at least 6 months, you can check this off your list and move on to the next step.

Build an emergency fund

• Set a goal for how much you want to save in your emergency fund
• Set up an automatic transfer from your bank account or paycheck to your emergency fund
• Make sure to pay yourself first and build your emergency fund before any other expenses
• Cut back on unnecessary or luxury expenses, and put that extra money towards your emergency fund
• Monitor your progress regularly and adjust your plan accordingly
• Once you have saved up enough to cover three to six months of living expenses, you can check this step off your list and move on to the next step!

Stay on top of your finances

• Track your spending and income for the month, and compare it to your budget.
• Check your bank account and credit card statements weekly to ensure all transactions are accurate.
• Set up alerts on your bank accounts and credit cards for when balances are low or when payments are due.
• Monitor your credit score and credit report for any changes, such as new accounts opened or delinquencies.
• When you can stay on top of your spending and income, and make sure all accounts are up to date and accurate, you can check this step off your list and move on to the next step.

Review your credit report and budget regularly

• Get a copy of your credit report from the three major credit bureaus (Experian, Equifax and TransUnion)
• Look for any errors or inaccuracies on the report
• Check if any of the debts on the report are past due and need to be paid
• Review your budget and make sure you’re sticking to it
• Make any necessary adjustments to your budget to help you save more money
• When you’re done with this step, you should be able to identify any potential areas of improvement that can help you save money and get out of debt.

Make sure to keep up with payments on any new debts

• Keep track of due dates for any new debts you incur
• Make sure to pay on time and in full each month
• Set up automatic payments to ensure timely payments
• Set up email or text alerts to remind yourself of due dates
• Check your credit report regularly to ensure payments are being reported correctly
• When payments are consistently made on time and in full, you can move on to the next step in your DIY Debt Settlement guide.

Seek professional advice and support

• Research and find a reputable financial advisor or credit counselor to discuss your current financial situation and options
• Ask for recommendations from family, friends or colleagues
• Check the credentials and experience of the financial advisor or credit counselor
• Set up a consultation to discuss your situation and the options available to you
• Ask questions to ensure you understand their advice and have all the information you need
• When you have the advice you need, you can make an informed decision about how to address your debt settlement and move on to the next step.

Consult a financial planner if you need further guidance

• Research and contact a Financial Planner who has experience in debt settlement
• Ask for their credentials and professional qualifications
• Explain your current financial situation and desired outcome
• Discuss strategies for debt settlement
• Ask about the estimated cost of their services
• When you have chosen the planner, sign a contract and make an agreement
• When an agreement has been reached and the contract is signed, you have completed this step and can move on to the next.

Consider credit counseling or other debt-related services

• Research different credit counseling services to find one that fits your needs
• Read reviews and research their accreditation to ensure they are reputable and trustworthy
• Contact the credit counseling service to arrange an appointment to discuss your debt situation
• Evaluate the advice and recommendations given by the credit counselor
• Decide if credit counseling or another debt-related service is the best option for you
• When you have made an informed decision, you can move on to the next step.

FAQ

Q: What does DIY debt settlement mean for US citizens?

Asked by Alex on 4th June 2022.
A: DIY debt settlement can be a viable option for US citizens to manage their debt, but it is important to consider all the associated risks and costs. DIY debt settlement involves negotiating with creditors in order to reduce the amount of debt that is owed, and in some cases, eliminating it completely. It is important to remember that this should only be done if you feel confident and have sufficient knowledge of the process. It is also important to be aware of any potential consequences of not paying your debts in full, as this could negatively impact your credit score. If you are considering DIY debt settlement, it would be wise to seek professional advice and assistance from a qualified financial advisor or debt relief specialist who can help you understand the risks and costs involved.

Q: What are the advantages and disadvantages of DIY debt settlement?

Asked by Kyle on 15th April 2022.
A: The main advantage of DIY debt settlement is that it can be a cost-effective way of managing your debt as you will not need to pay for professional assistance or services. It may also be possible to negotiate a reduction in the amount owed or have some debts waived completely, which could save you money in the long run. However, there are some potential risks associated with DIY debt settlement, such as a negative impact on your credit score if you are unable to make payments in full or on time. It is also important to be aware that creditors may not agree to any proposed settlements and may take legal action against you if you fail to keep up with payments. As such, it is important to weigh up all of these risks before deciding whether DIY debt settlement is the right option for you.

Q: Are there any legal implications when attempting a DIY debt settlement?

Asked by Sophia on 1st August 2022.
A: Yes, there can be legal implications when attempting a DIY debt settlement as creditors may take legal action against you if you fail to keep up with payments or if they do not agree with your proposed settlements. In some cases, creditors may even take further action such as filing a lawsuit against you or garnishing your wages if they believe that you are in breach of contract or have failed to make payments as agreed upon. It is therefore important to ensure that you understand all the legal implications before attempting a DIY debt settlement so that you are prepared for any potential consequences.

Q: What documents do I need when attempting a DIY debt settlement?

Asked by Emily on 17th October 2022.
A: When attempting a DIY debt settlement, it is important to have all relevant documents ready before starting negotiations with creditors. This includes copies of your credit report, bank statements, bills and payment records, as well as any other relevant documents related to your debts. You should also ensure that you have an up-to-date budget and financial plan in place so that you can demonstrate to creditors how much money you have available each month and how much of your disposable income is going towards paying off existing debts. Having all these documents ready before entering into negotiations will help ensure that the process goes smoothly and that any proposed settlements are fair and reasonable for both parties involved.

Example dispute

Possible Lawsuits Referencing Debt Settlement

• Breach of contract: A plaintiff can sue for breach of contract if the defendant failed to fulfill their obligations as outlined in the debt settlement agreement.
• Unfair debt collection practices: A plaintiff can sue for unfair debt collection practices if the debt collector used unfair tactics or harassed the plaintiff.
• Violation of consumer protection laws: A plaintiff can sue for violation of consumer protection laws if the debt settlement agreement was not adequately explained and the terms of the agreement were too onerous.
• Negligence: A plaintiff can sue for negligence if the debt collector failed to properly explain the terms of the debt settlement agreement or made any false or misleading statements regarding the agreement.
• Fraud: A plaintiff can sue for fraud if the debt collector misrepresented the terms of the debt settlement agreement or made any false or misleading statements.
• Unjust enrichment: A plaintiff can sue for unjust enrichment if the debt collector received payment but did not fulfill their obligations under the debt settlement agreement.

In order to win the lawsuit, the plaintiff must prove that the defendant violated the terms of the debt settlement agreement or made any false or misleading statements regarding the agreement. The plaintiff must also prove that they suffered damages as a result of the defendant’s actions. The damages can be calculated by determining the difference between the amount the plaintiff was supposed to receive under the debt settlement agreement and the amount that the plaintiff actually received.

Templates available (free to use)

Abbreviated Cash Tender Offer For Debt Securities Press Releases Announcements
Adversary Proceeding Complaint By A Creditor To Determine The Dischargeability Of A Debt Bankruptcy
Adversary Proceeding Complaint Objecting To Discharge Of Individual Chapter 7 Debtor Bankruptcy
Adversary Proceeding Complaint To Revoke Discharge Of Individual Chapter 7 Debtor Bankruptcy
Authentication Order Private Debt Offerings
Certificate Of Company S Secretary Public Debt Offerings
Chapter 11 Debtor Questionnaire
Chapter 11 Debtor S Motion Extend Exclusive Periods To File A Plan And Solicit Acceptances
Chapter 11 Individual Debtor Questionnaire
Chapter 11 Plan Of Reorganization Secured Debt For Equity Exchange Unsecured Claims Unimpaired
Chapter 11 Plan Of Reorganization Secured Senior Debt For Equity Exchange Unsecured Claims Impaired
Chapter 13 Debtor Questionnaire
Chapter 7 Individual Debtor Questionnaire
Checklist Of Owed Debts To Employees By Insolvent Employer National Insurance Fund
Closing Agenda Registered Debt Offerings
Closing Checklist Private Debt Exchange Offer
Closing Checklist Public Debt Offerings Non Shelf Offerings
Closing Checklist Registered Offering Of Investment Grade Non Convertible Debt Securities Shelf Offering
Closing Checklist Rule 144A Regulation S Debt Offering
Commercial Debt Collection Letter Notice Of Intent
Cross Receipt Public Debt Offerings
Debt Agreement
Debt Or Security Standstill Agreement For Restructuring
Debt Securities Pricing Term Sheet
Debtor Cash Flow For 30 Day Period After Filing For Sdny
Debtor S Conversion Of Chapter 12 Case To A Chapter 7 Case Notice
Debtor S Conversion Of Chapter 13 Case To A Chapter 7 Case Notice
Debtor S Motion Approve Structured Dismissal Of Chapter 11 Case
Debtor S Motion Convert Chapter 11 Case To A Chapter 12 Or 13 Case
Debtor S Motion Convert Chapter 11 Case To A Chapter 7 Case
Debtor S Motion Convert Chapter 7 Case To A Chapter 11 12 Or 13 Case
Debtor S Motion Order Authorizing Payment Of Prepetition Critical Vendor Claims
Debtor S Motion Order Extending Time To Assume Or Reject Unexpired Leases Of Nonresidential Real Property
Debtor S Motion To Reject Collective Bargaining Contracts And Modify Retiree Benefits
Debtor S Omnibus Motion Order Rejecting Executory Contracts And Unexpired Leases
Deed Of Priority Different Creditors Same Assets Same Debtor
Deed To Secure Debt
Deposition Outline For Judgment Debtor
Intercreditor Agreement Secured Debt
Intercreditor Agreement Unsecured Debt
Location Of Debtor S Substantial Assets Books Records For Sdny
Memorandum Structuring Intercompany Debt Us Tax Considerations
Merger Contract Committed Debt Financing Strategic Buyer
Motion Objecting To Bankruptcy Discharge Of Individual Chapter 7 Debtor By Section 727 A 8 9 Of Bankruptcy Code
Non Debtor S Motion Dismiss Or Convert Chapter 12 Case To A Chapter 7 Case
Non Debtor S Motion Dismiss Or Convert Chapter 13 Case To A Chapter 7 Case
Non Debtor S Motion Dismiss Or Convert Chapter 7 Case To A Chapter 11 Or 13 Case
Notice To Holders Of Debt Security Redemption
Notice To Trustee Of Debt Security Redemption
Officer S Certificate Public Debt Offerings
Private Debt Exchange Offer And Consent Solicitation Closing Press Releases Announcements
Private Debt Exchange Offer And Consent Solicitation Early Tender Deadline Press Releases Announcements
Private Debt Exchange Offer And Consent Solicitation Launch Press Releases Announcements
Private Debt Exchange Offers Acceptance Order
Proposed Order Authorizing Debtor To Modify Retiree Benefits
Proposed Order Authorizing Debtor To Reject Collective Bargaining Contracts And Modify Retiree Benefits
Proposed Order Granting Chapter 11 Debtor S Motion Extend Exclusive Periods For Filing A Plan And Soliciting Acceptances
Proposed Order Granting Debtor S Motion Convert Chapter 7 Case To A Chapter 11 12 Or 13 Case
Proposed Order Granting Debtor S Omnibus Motion Rejecting Executory Contracts Unexpired Leases
Proposed Order Granting Motion Objecting To Discharge Of Individual Chapter 7 Debtor By Section 727 A 8 9 Of Bankruptcy Code
Proposed Order Granting Non Debtor S Motion Dismiss Or Convert A Chapter 7 Case To A Chapter 11 Or 13 Case
Proposed Order Terminating Appointment Of Chapter 11 Trustee Restoring Debtor To Possession
Purchase Contract Rule 144A Regulation S Offering Of Non Convertible Debt Us Issuer
Registered Debt Offering Pricing Press Releases Announcements
Rule 144A Regulation S Offering Of Debt Securities Press Releases Announcements
Satisfaction Discharge Of Indenture On Redemption Of Debt Securities
Schedule Of Debtor Bank Accounts
Schedule Of Debtor Publicly Held Securities For Sdny
Schedule Of Debtor Utilities
Schedule Of Pending Threatened Lawsuits Against Debtor For Sdny
Schedule Of Property Not In Debtor S Possession For Sdny
Secretary S Certificate Private Debt Offerings
Standard Agreement Releasing Existing Debt Or Obligations Intra Group Deed Of Release
Subscription Contract Private Placement Of Debt Securities Regulation D
Timeline Responsibility Chart Private Debt Exchange Offers Consent Solicitations
Timeline Responsibility Chart Registered Offering Of Debt Securities
Timeline Responsibility Chart Rule 144A Regulation S Offering Of Debt Securities
Trustee S Certificate Private Debt Offerings
Trustee S Certificate Public Debt Offerings

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