Conveyancing and Law of Property Act (Cap. 61): Primary legislation governing real property transactions in Singapore, containing key provisions on mortgages and charges, and outlining the fundamental rights and obligations of mortgagors and mortgagees
Land Titles Act (Cap. 157): Regulates registered land dealings in Singapore, provides the legal framework for mortgage registration, and details specific requirements for mortgage instruments
Banking Act (Cap. 19): Regulates banking institutions in Singapore, contains provisions on mortgage financing, and sets regulatory limits on loan-to-value ratios
Moneylenders Act (Cap. 188): Applicable when the mortgagee is not a bank or financial institution, regulating non-bank lending activities in Singapore
Housing and Development Act (Cap. 129): Specifically applies to HDB properties, governing public housing mortgages and related transactions
Central Provident Fund Act (Cap. 36): Relevant when CPF funds are used for property purchase or mortgage payments, outlining rules and restrictions for CPF usage
Residential Property Act (Cap. 274): Contains restrictions and regulations on foreign ownership of residential property in Singapore
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore affecting mortgage lending practices and requirements
TDSR Framework: Total Debt Servicing Ratio framework that limits the portion of income that can go towards debt servicing, including mortgage payments
MSR Requirements: Mortgage Servicing Ratio requirements specifically applicable to HDB flats and executive condominiums
Stamp Duties Act: Governs the stamp duties payable on mortgage documents and property transactions in Singapore
