Housing and Development Act (Chapter 129): Primary legislation governing public housing in Singapore, including regulations for mortgage and subletting of HDB properties
Conveyancing and Law of Property Act (Chapter 61): Fundamental legislation that governs property transactions, including legal requirements for mortgages and property transfers
Land Titles Act (Chapter 157): Legislation governing the registration of titles and mortgages, providing legal framework for property ownership
Residential Property Act (Chapter 274): Act controlling foreign ownership of residential properties and requirements for residential property transactions
Moneylenders Act (Chapter 188): Legislation regulating moneylending activities, relevant when mortgage involves licensed moneylenders
Banking Act (Chapter 19): Legislation governing banking institutions and regulations regarding bank-issued mortgages
Stamp Duties Act (Chapter 312): Legislation covering tax implications and stamp duty requirements for property transactions
COVID-19 (Temporary Measures) Act 2020: Temporary legislation affecting property transactions and mortgage obligations during the pandemic period
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore affecting mortgage lending
CPF Rules: Rules governing the use of Central Provident Fund savings for property purchases and mortgages
TDSR Framework: Total Debt Servicing Ratio framework limiting the portion of income that can go towards debt repayments
LTV Limits: Loan-to-Value limits determining the maximum amount that can be borrowed against a property's value
