Financial Advisers Act (FAA): Primary legislation governing financial advisory services including mortgage broking, setting out licensing requirements, duties and obligations of financial advisers
Securities and Futures Act (SFA): Regulatory framework for capital markets and financial services in Singapore, relevant for structured mortgage products
Housing and Development Act: Legislation governing public housing (HDB) properties and related mortgage arrangements in Singapore
Residential Property Act: Regulates the purchase and mortgage of residential properties, particularly regarding foreign ownership restrictions
Moneylenders Act: Regulates moneylending activities and certain aspects of mortgage financing in Singapore
MAS Guidelines on Standards of Conduct: Regulatory guidelines specifying professional standards and conduct requirements for financial advisers and representatives
Guidelines on Fair Dealing: MAS guidelines ensuring fair treatment of consumers in financial services including mortgage broking
Notice on Information to Clients and Product Information Disclosure: MAS requirements for transparent disclosure of product information and fees to clients
Consumer Protection (Fair Trading) Act: Legislation protecting consumers against unfair practices in transactions including mortgage broking services
Personal Data Protection Act (PDPA): Governs the collection, use, and disclosure of personal data by organizations including mortgage brokers
MAS Notice on Prevention of Money Laundering: Requirements for anti-money laundering and countering the financing of terrorism in financial services
Professional Indemnity Insurance Requirements: mandatory insurance requirements for mortgage brokers to protect against professional liability
