Banking Act (Chapter 19): Primary legislation governing banking institutions and their operations in Singapore, including regulations on residential property loans
Moneylenders Act (Chapter 188): Regulates money lending activities and protects borrowers from unfair lending practices
Residential Property Act (Chapter 274): Governs the ownership and transaction of residential properties in Singapore
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms
Contracts Act (Chapter 53): Fundamental law governing contract formation, validity, and enforcement in Singapore
Housing and Development Act: Regulates public housing (HDB) properties and related transactions
Land Titles Act (Chapter 157): Governs the registration and transfer of land titles in Singapore
Conveyancing and Law of Property Act (Chapter 61): Regulates property transactions and transfer of real estate interests
Bankruptcy Act (Chapter 20): Governs insolvency proceedings and protects creditors' interests in default situations
MAS Notice 632: Specific guidelines under Banking Act for residential property loans, including TDSR and LTV limits
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in Singapore
Unfair Contract Terms Act: Regulates unfair terms in contracts and protects against unreasonable contract provisions
Registration of Deeds Act: Governs the registration of deeds and instruments affecting land
TDSR Framework: Total Debt Servicing Ratio framework limiting the portion of income that can go towards debt repayments
LTV Limits: Loan-to-Value limits determining maximum loan amount relative to property value
